393-Unit Two-Property Multifamily Portfolio

El Paso, TX

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Structure and Terms:

78% LTC Bridge Loan, Non-Recourse, CAPEX Future Funding, 3.10% spread, no index floor

 

​​​Details: 

Marketed the financing assignment to 75 debt funds, life companies, and banks.  Negotiated rate and terms before selecting the top lender.  Structured through closing to adjust funding to meet the exact amount of 1031 proceeds available.

Equity Placement - Class A Senior Housing

Lake Havasu City, AZ
 

Structure and Terms:

Equity Recapitalization with family office.  Debt with private REIT.​ 5-Year Fixed, full-term interest-only

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Details:

Introduced the family office equity partner to the existing ownership to recapitalize the project and pay off 50% of the existing equity holders.  Structured high-leverage permanent debt for a 5-year term.

Luxury Senior Living Construction

Los Angeles, CA

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Structure and Terms:​

4 Years plus one extension, low-200's spread

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Details:

Helped push the lending market through pitching over 60 sources to maximize the lowest cost recourse financing terms possible.

Class A Self-Storage Mid-Construction 

Reno, NV

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Structure and Terms: 

Mid-Construction Completion Loan.

70% LTC, 2-Year Fixed Rate with release provisions.

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Details:

Structured the loan through a life company bucket of capital with flexible release provisions upon units being sold.   ​

Medical Office Acquisition Loan 

Houston, TX

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Structure and Terms: 

60% LTV, 5 Year Fixed Rate, 2.5 Year Minimum Interest Prepay, then fully open.

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Details:

Structured the office loan with a  flexible 2.5 Year prepay to facilitate the 1031 acquisition with refinance flexibility. 

Four-Property Hotel Portfolio 

Coastal Oregon

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Structure and Terms: 

70% LTV.  5 Years fixed with no prepay.

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Details:

Secured the cash-out refinance loan to take-out the SBA 7A floating rate loan. 

25-Property Portfolio (Non-Contiguous) 
Atlanta, GA​​

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Structure and Terms:

75% LTV Bridge Loan. 10 Years with 10 Years Interest-Only.  Open prepay after Year 1.

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Details:

Worked with the Borrower on 1031 up-leg acquisition financing on a 30-day bridge loan closing for 25 non-contiguous properties with an open prepayment after Year 1 and release provisions on each duplex. 

Equity Introduction - Two-Property Multifamily Portfolio

Topeka, Kansas

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Structure and Terms:

Introduced the equity source to capitalize the project.  Debt at 66% LTV, 5 Year Fixed Rate, Full-Term Interest-Only.

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Details:

Worked with the Borrower on an off-market acquisition financing to fund max leverage above the 65% LTV stipulation with no lender fee.    

Industrial R&D Campus

Los Angeles, CA

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Structure and Terms: 

65% LTV, Cash-Out, ​10 Year term, 3-Years Fixed.  Open prepay after Year 2

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Details:

Structured $3.30 Million of cash-out with the priority on flexible prepay.  Negotiated the rate 20 basis points lower during the final 2-weeks of closing. 

Quick-Close Multifamily Refinance to Sale

Monterey County, CA

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Structure and Terms:

Floating "Quasi" Bridge to Sale Refinance. 7 Year Term with 2 Years Interest-Only, and 6-month prepay.

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Details:

nNon-recourse execution that lowered the Borrower's interest rate by more than half and provided over $4mm of cash-out. Purchased an index cap.  Negotiated a 6-Month prepay lockout.  40-day closing.

Multifamily

Walnut Creek, CA

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Structure and Terms: 

75% LTV Refinance, 10 Years with 5 Years Interest-Only

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Details:

Non-recourse refinance provided over $4mm of cash-out.  Worked through easement access rights to ensure max proceeds, smooth closing, and acceptable title policy.

High-Rise Mixed Use Cash-Out Refinance 

Dallas, TX​

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Structure and Terms: 

70% LTV Cash-Out Refinance.  5.96% Fixed Rate, 5 Year term, No prepay

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Details:

Sourced a no prepay California-based lender for their first loan in Texas to compete with the Agencies. Provided the Borrower the flexibility to refinance in the next 12 months if rates trend down.   ​

Grocery-Anchored Retail Center

Central California

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Structure and Terms: 

65% LTV, 4.95% rate (sub-100 spread). 5 Year Fixed Rate, 100-day rate lock

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Details:

Structured the loan through a local promotional bank program on a well-below market spread below 1.0%.  This lower rate allowed for a cash-neutral take-out of the construction loan.​

5-Property Mixed-Use Portfolio 

Santa Rosa, CA

 

Structure and Terms: 

70% LTV.  10 Year Term, 7 Years Fixed & no prepay​

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Details:

Structured an earn-out component on all assets in the portfolio, and no prepayment penalty.  De-risked the financing by collateralized the office component with the multifamily.  

Industrial/Flex R&D Refinance 

Chico, CA

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Structure and Terms:

10 Years with 5 Years Fixed & 2-year stepdown prepay

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Details:

Cash-out refinance loan with flexible prepayment terms and a fixed rate locked at signed loan application.   

Two-Property Apartment Portfolio 

Portland, OR

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Structure and Terms: 

70% LTV.  7 Years with 5 Years Interest-Only & flexible prepay

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Details:

Cash-out refinance loan with flexible prepayment terms and a fixed rate locked at signed loan application.   

3-Property Industrial Mid-Construction

Oregon and Washington
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Structure and Terms:

Construction Completion Loan, 65% LTC

2 Year Fixed Rate

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Details:

Structured the non-recourse construction loans collateralized by three different properties, including a mid-construction completion component on a Class A industrial building. 

Four-Property Multifamily Portfolio​

Portland, OR

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Structure and Terms:

Senior Fixed-Rate Agency Loan Facility, 

10 Years with 30-Year Amortization

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Details:

Crossed four separate acquisitions from different sellers at different close times in a Fannie Mae execution that aided in negotiating for bulk pricing discounts. Utilized Fannie Mae's Green Rewards Program. 

Grocery-Anchored Retail Center

Cypress Bay, FL

 

Structure and Terms: 65% LTV. 7-Year fixed rate, full-term interest-only, non-recourse.

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Details: Arranged a full-term interest-only loan with a flexible prepay penalty and early rate-lock (locked for 90 days) to facilitate the 1031 exchange.  

Multii-Tenant Retail Center 

Los Angeles, CA

 

Structure and Terms: 75% LTC. 24-Month Term, SOFR + 3.90%, non-recourse.

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Details: Arranged the bridge loan for the heavy value-add re-tenanting of a major retail center. 

Class A Office

Los Angeles, CA

 

Structure and Terms: 
67.50% LTV Cash-Out Refinance​. 10 Year Fixed, Full-Term Interest-Only
 

Details:

Secured a non-recourse, full-term interest-only refinance loan.  Cashed out over 100% of the partnership's cost basis within 7 months of purchase. 

Luxury 55+ Independent Living Community

Lake Havasu City, AZ

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Structure and Terms: 70% LTC. 3-Year bridge term, plus options.

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Details: Secured a non-recourse bridge loan to recapitalize the deal at 45% occupancy to finish lease-up and season the asset. 

Industrial Business Park 

Nevada City, CA

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Structure and Terms:

65% LTV.  10-Year Term fixe for 5-years.  No prepay.

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Details:

Sourced a no prepay lender to provide cash-out on an 80% occupied industrial campus.

72,000 SF Retail Center 

Wichita Falls, TX

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Structure and Terms: 

70% LTV. 5 Year Fixed followed by re-set 5 Year Fixed

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Details:

Negotiated a max leverage loan with a 5-year initial fixed term to facilitate the 1031 exchange.  Allows for tenant renewals to maximize best conditions for a sale or the next refinance.